Denial Code 102 (CO-102, PR-102) — Meaning & What to Do

Claim Adjustment Reason Code (CARC)

What denial code 102 means: A major medical adjustment was applied.
What to do about denial code 102: Ask the provider's billing office to explain or correct this, and resubmit if needed.

CO-102 vs PR-102 vs OA-102: what the prefix means

Code on your EOBWhat the prefix meansWho typically pays
CO-102Contractual obligation — the provider writes the amount offUsually not the patient
PR-102Patient responsibilityThe patient
OA-102Other adjustmentOften another payer or plan

The prefix tells you who is expected to absorb the amount; the number (102) tells you why.

Related codes

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Frequently asked questions about Denial code 102

What does denial code 102 mean on my EOB?

A major medical adjustment was applied.

What should I do about denial code 102?

Ask the provider's billing office to explain or correct this, and resubmit if needed.

Found this code on your bill or EOB?
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Last reviewed 2026-07-07 · MDBillCheck Editorial Team. Plain-English explanations are original wording; always verify the specific reason with your insurer.