Denial Code 94 (CO-94, PR-94) — Meaning & What to Do

Claim Adjustment Reason Code (CARC)

What denial code 94 means: Payment made was more than the charge, creating a credit.
What to do about denial code 94: You may be owed a refund — ask the provider about the credit balance.

CO-94 vs PR-94 vs OA-94: what the prefix means

Code on your EOBWhat the prefix meansWho typically pays
CO-94Contractual obligation — the provider writes the amount offUsually not the patient
PR-94Patient responsibilityThe patient
OA-94Other adjustmentOften another payer or plan

The prefix tells you who is expected to absorb the amount; the number (94) tells you why.

Related codes

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Frequently asked questions about Denial code 94

What does denial code 94 mean on my EOB?

Payment made was more than the charge, creating a credit.

What should I do about denial code 94?

You may be owed a refund — ask the provider about the credit balance.

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Last reviewed 2026-07-07 · MDBillCheck Editorial Team. Plain-English explanations are original wording; always verify the specific reason with your insurer.