Denial Code 295 (CO-295, PR-295) — Meaning & What to Do

Claim Adjustment Reason Code (CARC)

What denial code 295 means: The prior authorization on file doesn't match this claim.
What to do about denial code 295: Ask the provider's billing office to explain or correct this, and resubmit if needed.

CO-295 vs PR-295 vs OA-295: what the prefix means

Code on your EOBWhat the prefix meansWho typically pays
CO-295Contractual obligation — the provider writes the amount offUsually not the patient
PR-295Patient responsibilityThe patient
OA-295Other adjustmentOften another payer or plan

The prefix tells you who is expected to absorb the amount; the number (295) tells you why.

Related codes

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Frequently asked questions about Denial code 295

What does denial code 295 mean on my EOB?

The prior authorization on file doesn't match this claim.

What should I do about denial code 295?

Ask the provider's billing office to explain or correct this, and resubmit if needed.

Found this code on your bill or EOB?
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Last reviewed 2026-07-07 · MDBillCheck Editorial Team. Plain-English explanations are original wording; always verify the specific reason with your insurer.